Top 10 Reasons To Purchase Travel Protection
While there are many reasons to invest in Travel Protection, we’ve highlighted some of the key reasons why trip protection is essential:
1. Avoid Losing Your Money if You Have to Cancel Your Trip
Even the most well-planned trips can end up being canceled. Few, if any, travel providers offer partial or full refunds for last-minute cancellations, and even if you cancel months ahead, cancellation fees often apply. Can you afford to lose all the money you’ve invested in your trip? Whether it’s a serious illness, a family emergency, or an unexpected event like a natural disaster or job loss, trip cancellation insurance can protect your finances. It reimburses nonrefundable expenses when you must cancel for covered reasons, giving you the flexibility to rebook your vacation at a later time.
2. Accidents Can Happen While Traveling
No one is immune from illness or injury, no matter how healthy they are. Travel insurance offers peace of mind in case of emergencies. You’ll have access to 24-hour assistance from Travelex’s expert team, who can help with medical emergencies and may even arrange payment in advance for covered medical treatment.
3. Your Health Insurance Probably Won’t Cover You Overseas
If you get sick or injured while traveling abroad, your health insurance likely won’t cover you. “Many foreign medical facilities require cash upfront and won’t accept U.S. insurance plans. Medicare doesn’t provide coverage outside of the U.S.,” according to the U.S. Department of State. Travel insurance with emergency medical benefits ensures you’re covered for medical and dental emergencies abroad.
4. Travel Delays Are Inevitable
On average, 18% of domestic flights are delayed, and delays often lead to missed connections or even cancellations. With travel insurance that includes trip delay coverage, you can be reimbursed for extra accommodation, meals, and travel expenses, as well as lost prepaid costs due to a covered delay. This means you can enjoy your trip without the stress of unforeseen disruptions.
5. A Missing Bag Can Ruin Your Trip
Over half of travelers report having had their luggage lost by airlines. In fact, many travelers never see their missing bags again. Travel insurance with baggage delay benefits can reimburse you for essential purchases if your luggage is delayed for 24 hours or more. If your bag is lost or damaged, you can get reimbursement for its replacement or repair, up to the limits specified in your policy.
6. Even Experienced Travelers Need Help Sometimes
Even the most seasoned travelers can find themselves in tough situations, whether it’s a medical emergency, a lost passport, or a stolen wallet. With 24/7 assistance from Travelex, you can rely on experts to help you navigate crises, ensuring you’re not alone during difficult times while abroad.
7. Terrorist Events Could Affect Your Travel Plans
If a terrorist incident occurs at your destination within 30 days of your scheduled trip, travel insurance with trip cancellation and interruption coverage can help you cancel or interrupt your plans and get reimbursed for unused, non-refundable trip costs.
8. Medical Emergencies Can Still Occur, Even if You Didn’t Pay for the Trip
Even if you’re not concerned about canceling your trip, the lowest-cost travel protection plan can still provide important coverage. It includes coverage for trip delays, missed connections, baggage loss, and emergency medical and dental expenses, giving you peace of mind at an affordable price.
9. Your Travel Provider May Not Refund Canceled Trips
If your tour, flight, or cruise gets canceled by the travel provider, don’t assume you’ll automatically get a refund or credit. Many providers will not issue refunds for cancellations due to circumstances beyond their control, as per their terms and conditions. By purchasing trip protection, you can protect your investment from non-refundable tour costs and ensure you’re covered if the unexpected happens.
10. Peace of Mind is Priceless
Whether you’re embarking on a solo adventure or a family vacation, travel should be a time to relax and enjoy yourself. Travel insurance gives you the peace of mind that comes with knowing you have support in case of common travel mishaps. With 24/7 assistance always available, you can focus on having a great time, knowing you’re covered no matter where you go.
Travel insurance isn’t just about preventing losses; it’s about enjoying your journey with confidence. Protect your trip and ensure you’re never alone, no matter where your travels take you.
Discover why millions of Americans a year trust Travelex Insurance to protect their biggest adventures. Click here to see why Travelex is our recommendation for Trip Protection
If you still have questions about what may or may not be covered, please call Travelex Protection Services Customer Service Department at 1-888-TRAVELEX or call 1-800-228-9792